What is a credit score (FICO Score)?
A credit score (a numeric score usually from 500 – 800) is a numerical index which represents an estimate of an individual's financial creditworthiness used to predict the relative likelihood that you will repay a credit obligation: applicant's credit card...

How your credit score is established and destroyed.
FICO Scores are calculated from a lot of different credit data in your credit report. This data can be grouped into five categories as outlined below. The percentages below reflect how important each of the categories is in determining...

How to protect your credit.
Two of the most important things you can do to maintain a good credit history are protect your credit rating and protect your privacy.  First, it's very important to be aware of what's in your credit report. That way, if your identity...